Ralph has joined JMC following his return from a year-long career break in Australia, having spent 7 months travelling and then playing rugby union for a season in New South Wales.

Prior to this Ralph worked in Wealth Management for 5 years in which he progressed to managing his own client base of personal and private clients in Manchester and the North West. His role as a Financial Adviser entailed creating relationships with individuals and companies and putting in place short-, medium- and long-term strategies to meet their everchanging personal objectives. Ralph prided himself with making sure he took the time to understand what was really important to his clients and bring their financial journey to life so they saw ‘financial advice’ not as numbers on a page; but a lifestyle strategy working towards tangible outcomes that were important to them.

Alongside this Ralph played Semi Professional Rugby for his boyhood club, Fylde RFC in the English National League 1. However, recently retired; he admits he’s much more attracted to the idea of watching from the stand with a beer in his hand.